You should never give a statement to the other driver’s insurance company without consulting with an attorney.  If you are contacted, be polite, but decline to talk to the insurance representative. Insurance companies' claims adjusters are professional negotiators, with extensive experience in using every technique to persuade you into disclosing information which can compromise your claim, including discouraging you from retaining legal counsel. Claims adjusters are hired because they sound persuasive over the phone, but they are well trained by insurance company attorneys to ask questions in a manner designed to compromise your claim.  Simply respond by saying "thank you for calling but I am not prepared to discuss this matter with you at this time."