Most auto insurance companies require their policyholders to report every auto accident. Your insurance company may want to collect basic information about the accident. Sometimes your insurance company will want your authorization to make a recorded statement concerning the accident. We suggest that if you or your passengers were injured in the accident, or if you believe the insurance company might try to claim you are not covered or you have any concerns about the adequacy of your coverage, you should contact an attorney before you go any further.